Thank you for requesting your free case evaluation. Very shady. Learn more about Rausch Sturms impact on your credit score: Unless you tell them not to, Rausch Sturm will keep contacting you until you pay off or settle your debt. The statute of limitations on most debts is between 3 and 6 years, but the exact amount of time depends on several factors, including the state you live in. 2023 Bills.com LLC. They said i owed $20,000 now since i have not been working they are saying I still owe $15,737 my question is what happened to that money they garnished from my check last couple of years??? Unfortunately, Rausch Sturm representatives will keep trying to contact you unless you pay the debt, prove that it doesnt belong to you, or reach an agreement with them (or with your original creditor). You have the right to do this under the FDCPA, so a debt collection agency must comply, but you must make the request within 30 days of your first contact with it. Telephone Number 1-866-639-8507. Home Debt Debt Collection Collection Agencies Rausch Sturm. This is not right and seems very predatory. I received notice that I am going to be sued by RSEIH on behalf of XXXX XXXX XXXX. Or, instead you can send a secure message to our legal team. Call (800) 220-0084 Who is RSIEH? contract between Rausch Sturm and you; Help ensure security and integrity to the extent the use of your information is reasonably necessary and proportionate; Debug to identify and repair errors that impair existing intended functionality; In the case of an expired SOL, you must answer any summons and claim an affirmative defense. I tell them this phone does not belong to the person they are looking for and they just hang up! 1, Founded in 1997, the firm was formerly known as Rausch, Sturm, Israel, Enerson, & Hornik LLP before they shortened their name to Rausch Sturm in 2021. Additional consumer protection laws include theTelephone Consumer Protection Act (TCPA)and the Consumer Financial Protection Act (CFPA). Can they do that? It is also unlikely Rausch Sturm would sue you for a debt you may not owe or they cannot validate. If you work a deal make sure they remove the lawsuit from the Court before you pay, do not do their work for them and sign what they call an admission of guilt etc. NMLS Consumer Access Licenses and Disclosures. Discuss possibly filing a lawsuit against the collection agency; not only could a lawsuit result in the cancellation of your debt, but you could be awarded damages. Unfortunately, if the debt is legitimate and its less than 7 years old, removing Rausch Sturm from your credit report will be very difficult (although not impossible). We made our first payment and I talked to the JP1 office and she told me to leave a copy of the payment with them just in case . I got a collection letter from them in Feb 2020 and April 2020 I was experiencing hardship financially and was wanting to negotiate with them. RSIEH is short for Rausch, Sturm, Israel, Enerson, & Hornik LLP. She was 250 miles from home. Also serving St. Petersburg, FL, Palm Harbor, FL, Dunedin, FL, and Pinellas County, FL:Clearwater, Largo, Pinellas park, Dunedin, Palm Harbor, Chapter 7 Bankruptcy Lawyer Tampa FL |Chapter 13 Bankruptcy Lawyer Tampa, FL |Bankruptcy Lawyer Tampa, FL | Debt Collection Lawyer Tampa, FL | Foreclosure Defense Lawyer Tampa, FL | Wage Garnishment Lawyer Tampa, FL | Bankruptcy Lawyer Clearwater, FL | Debt Harassment Lawyer Tampa FL | Debt Relief Clearwater, FL | Debt Consolidation Clearwater, FL | Resources | Accessibility, 5 Steps to Handling a Lawsuit by Rausch Sturm, any claims up to $8,000 are in Small Claims, up to $30,000 are in county court, and anything more is in circuit court. Well, there was absolutely nothing with that number or amount on my credit report. Harassed? Well never try to trick you into clicking anything youre not genuinely interested in. What is Rausch Sturm? She also received the subsequent collection notice from RSIEH. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. The median debt in collections is $1.739. Some of our articles feature links to our partners, who compensate us when you click them. My husband got served papers that hes getting sued by Rausch sturm date was October 30 when it was filed and the front page says to respond within 30 days but we got it December 9th. I contacted them again and asked why I have two file numbers for the same exact debt and same amount. It is a real debt collection agency. Sell old debt, another Law firm!". I have even contacted the original creditor as of XX/XX/XXXX and they have no record of this supposed debt. Let us know what you think. Lexington Law offers three service levels at three different price points. They represent a variety of industries, including collecting payments for auto lenders, banks, commercial lenders, credit card companies, student loans, telecommunication providers, and utility providers. Debt Collector $19.06 per hour Attorney $52,061 per year Legal Document Reviewer $22.43 per hour Customer Service Call Center Representative $17.60 per hour Account Resolution Specialist $18.84 per hour Customer Service Representative $17.87 per hour Administrative Assistance Legal Secretary $16.31 per hour Mailroom Clerk $14.68 per hour Whos with me? They were unwilling to work with me then COVID-19 hit and I was out of work and suffered loss of wages. Again very broken English asking for my husbands EXWIFE! The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Whats more, if your dispute is sent to an arbitrator, then you may give up your right to take Rausch Sturm to court. To find out which credit bureaus you need to send the letter to, request your free credit report from each of the major credit bureaus (Experian, Equifax, and TransUnion) at AnnualCreditReport.com. Whats your name? The strategies above can help you remove these collection accounts and get your credit score back on track. The court disagreed. i got a letter from rausch and it is for an old debt. I never talked to anyone cause the number listed wasnt even thieir phone number. Especially if you have large amounts of debt, it is possible to use a professional debt negotiation company. The state of New Mexico seized my bank account and Raush Stern is harassing me day and night. If youre still having trouble removing the account, consider asking a credit repair company to help you negotiate with Rausch Sturm. If Rausch Sturm files a lawsuit against you, consult with a lawyer in your state with consumer law experience. The number we were given was 1-866-769-6685 #315. Don't let them harass you. For example, a search of the federal court PACER systemreflects 3 cases in federal court where Rausch Sturm was listed as a defendant (as of 06/22/2021). How is this a legit business?! The links to our partners are always clearly marked. Before signing up, you can get a free consultation with a customer service representative. If you think that Rausch Sturm may be violating your rights, then its a good idea to record your phone calls, save any letters they send you, and keep records of when theyve contacted you. Their assistance can help you clean up your credit report and begin to rebuild your credit score. They have about 200 employees and operate in more than 33 states. Rausch Sturm is based in Wisconsin and maintains offices across the United States according to Glassdoor . Im sorry I do not. They never did ask to speak to my husband or that they needed him to set up the payment plan since the account was in his name I thought they had to speak only to the person on the account . Be persistent. You can start by offering to pay Rausch Sturm half of the debt amount, and then negotiate until you reach an agreement. For more information regarding Bills.coms relationship with advertised service providers see our Advertiser Disclosures. The, Check engine on and kicking into high RPM. Call at an unreasonable time such as before 8:00 AM or after 9:00 PM, Contact a relative, friend, or colleague who doesnt own the debt. Rausch Sturm will keep contacting you until you pay the debt or remove its collection account from your credit report with the three major credit reporting agencies in the U.S. Collection accounts are bad news for your credit score and can have a damaging effect for up to seven years, even after you pay the debt. Disclaimer: This story was originally published on September 4, 2020, on BetterCreditBlog.org. Rausch Sturm probably isnt a scam, but you should make sure to avoid scammers by verifying your debts and only making payments once you're sure they're legitimate. Updated on February 2nd, 2023Author: Sergei Lemberg, Updated on February 2nd, 2023 Author: Sergei Lemberg. Please help me! It's best to avoid speaking to a collection agency on the phone. If this is the case, you can send Rausch Sturm a letter telling them to stop contacting you. You may see them listed on your credit report as a collections account. A common question is, "Can Rausch Sturm bring a default judgment against me, sue me or pursue wage garnishment?" So I got new forms today where it shows we came into an agreement however they are asking the judge for court fees of $385 for the server and a 5% interest annually. In the past 3 weeks I have received numerous letters regarding 2 accounts that Rausch Sturms office has recently obtained because the other creditors closed. However, the managing attorney for Rausch Sturm never received or read the plaintiffs letter, so they began collection proceedings by filing a claim in small claims court. No other verification. Can they do this and do I have any recourse? Step 2 - Check to see if the Statute of Limitations (SOL) is valid. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC >>Learn more: Learn more aboutstates' laws regarding statute of limitations. I called Rausch Sturms office to see if there was a pay off possible or payment plan I was transfered to someone other than the assigned lawyer who set up a payment plan for me she never spoke to my husband who the account is assigned to at all . I got sued by them and also got served so I called them to make arrangements. Update: This article has been updated to reflect the current number of BBB and CFPB complaints against Rausch Sturm. PR, had that day in court, she couldnt defend herself. For more information, read, How to Remove First Federal Credit Control from Your Credit Report, How to Remove First National Collection Bureau, Inc. from Your Credit Report, How to Remove Frontline Asset Strategies from Your Credit Report, How to Remove DCM Services from Your Credit Report, How to Remove FMA Alliance from Your Credit Report, remove its collection account from your credit report, Fair Debt Collection Practices Act (FDCPA), How to Remove Rausch Sturm from Your Credit Report. Verifying the debt information can expose reporting errors, which may get you out of paying a debt entirely. I get various answers, never the same. We challenge inaccurate negative items with the bureaus and your creditors. Rausch Sturm is a debt collection agency, which means they collect severely delinquent debts that lenders have charged off and transferred or sold. We look forward to working with you to resolve your legal issues. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. I'm not disputing that I owe them money. I attempted to contact them and let them know my situation. CAN you help me. You can sue a debt collector. I am currently being garnished for a debt thats over 10 years old, first of all can they legally do that? Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. From that you can assume that I dont have much. Contacting an attorney BEFORE this could possibly happen would be a smart move. It may also appear on your credit report as a collection account, meaning the original creditor hired Rausch Sturm to collect the debt on their behalf. Another option is filing a complaint on the Better Business Bureau (BBB) website, but this might not have the outcome youre hoping for. Rausch Sturm LLP, located in Brookfield, WI, are lawyers specializing in regional creditors rights, account recovery management services for national consumer lenders, medical providers, and. It is the start of the semester and I have a penny to my name. Anyway they have garnishing my check over 2 and a half years with late charges and all that other stuff over a $2,000 dollar dentist . To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. Of people holding student debt, approximately 10% had student loans in collections. and they, this firm that does not even care to get their figures right, say I owe $11,000.00 so it could be brought before District Court instead of Civil. However, there are restrictions on how they can go about doing this. The only way to prevent Rausch Sturm, or RSIEH, from wreaking havoc on your credit score is to remove its account from your credit report. Fair Debt Collections Practices Act (FDCPA), Jaguar Land Rover to Pay $26,500 for Lemon Law Violation. You can negotiate a debt settlement with Rausch Sturm over the phone or by sending a debt settlement letter. But in 2016, a debt collector, Rausch Sturm, sued for the remaining debt and . The attorney on the garnishment is Roderick J Kersch Jr. 3209 West 76th Street Suite 301 Minneapolis, MN 55435. Depending on the circumstances they might start a lawsuit and pursue obtaining a public judgment leading to liens on personal property, wage garnishments, or bank levies. Bear in mind that the BBB is actually a private organization that has no affiliation with the US government. Their name does not show up in my checking account when they extract our money. Regardless of your situation, consider these steps: Debt collectors are notorious for saying one thing and doing the opposite. It is a debt collection law firm based in Wisconsin that helps financial institutions and creditors collect a debt. This is not legal advice. Your email Whats your email address? Thats our first priority, and we take it seriously. The debt was initially sold to a collection agency who in turn retained Rausch, Sturm, Israel, Enerson & Hornick, LLP for the purpose of collecting the bill. Posted 1:04:49 PM. It has been accredited by the Better Business Bureau (BBB) since 2009. Im taken aback by what you have achieved in my behalf.. Their job is to get you to pay. Your next step is time sensitive. Send a debt negotiation letter. Please enter a valid email adress, Your phone Whats your phone number? They can reach a negotiated settlement with your debt collection agency quickly. If the Rausch Sturm Israel Enerson & Hornik, LLP, debt collection agency contacts you, its probably pursuing an old debt. Specialists available Monday to Friday, 10AM - 8PM EST. Also, I looked up the lawyer listed on the docket, Fallon Hamilton and she stopped working for them in 2018. Rausch Sturm will call, email, or mail you if they believe you have an unsettled debt. I asked them to prove it. I have one bill to pay off. They can also help you remove other negative marks from your credit report, such as charge-offs, late payments and repossessions.